If you're worried about money, Dave Ramsey's Financial Peace University might have the answers you need.  More than half-a-million families have completed FPU.  On average, they pay off $5,300 in debt and save $2,700 in just 91 days that it takes to complete the course.  If you have debt that you'd like to be free of, or need some practical advice on how to put money aside for larger purchases, come to the first class, on January 22nd, free.  Click [here] for more information.